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What you can claim

Vehicle & road
  • Pothole or road hazard damage
  • Municipal construction debris
  • Flooded road incidents
Property
  • Storm, tree, or utility damage linked to public infrastructure
  • Sewer backups, water main breaks
  • City contractor damage
Service interruptions
  • Extended power or water outages (where reimbursement exists)
  • Business interruption tied to municipal works
Insurance help
  • Home & auto claim preparation and negotiation
  • Appeals for low settlements or denials

Eligibility varies by city, agency, and policy. We’ll check rules before we file.